What we do
A real path to owning a home
Building strength, stability and self-reliance through homeownership.
Home program
Path to homeownership
There are many paths to homeownership, but a traditional mortgage can be out of reach for many. We remove barriers by building or renovating energy-efficient homes, selling them at appraised value with affordable terms.
The down payment on a Habitat home is $500 plus your hours of work. Prospective homeowners provide at least 300 hours of "sweat equity."
Income guidelines (2024)
Families must earn between 35% and 80% of Area Median Income:
- Family of 2
- $24,718 – $56,500
- Family of 4
- $30,905 – $70,600
- Family of 6
- $35,875 – $81,900
Construction
How we build
- 01
Volunteer labor
Homes are built with community volunteers using local supplies and subcontractors.
- 02
Energy Star Certified
All new homes are Energy Star Certified and built to Universal Standards.
- 03
Home repair
We also assist with critical repairs in existing homes alongside partner organizations.